How to Become a Notary in Kentucky (2026)
Step-by-step guide to getting your Kentucky notary commission — fees, bond, exam, and timeline. All data from official Kentucky state sources.
How to Become a Notary in Kentucky — Step by Step
Meet the eligibility requirements
To become a notary in Kentucky, you must be at least 18 years old, a legal U.S. resident, and either a resident of Kentucky or regularly employed there. You cannot have felony convictions (in most states) unless your civil rights have been restored.
Obtain your $1,000 surety bond
Kentucky requires a $1,000 surety bond before you can be commissioned. Purchase the bond from a licensed insurance or surety company — the actual premium typically costs $40–$100 for your entire 4-year term. The bond protects the public from errors you may make as a notary; it does not protect you personally.
Submit your application to the Secretary of State
File your completed notary application with the Secretary of State and pay the $10 application fee. Include proof of your surety bond with the application. Most states now accept online applications.
Receive your commission and take your oath of office
After your application is approved, you'll receive your notary commission certificate. You must then take an official oath of office — typically before a notary public, judge, or court clerk — within 30–90 days. Missing this deadline can void your commission entirely.
Purchase your notary supplies
Order your official Kentucky notary seal or stamp and a notary journal/record book. Most states require a specific seal format — check the Secretary of State requirements for approved shapes, ink colors, and required text. Supplies typically cost $30–$60. Estimated cost for Kentucky: $40.
Start notarizing — and consider signing agent training
Once commissioned, you can begin performing notarizations in Kentucky. Traditional notary fees in Kentucky: market rate (no state cap). For higher earnings, consider training as a notary signing agent (see below).
Get Your Kentucky Notary Training Materials
NotaryPublicCentral has state-specific study guides and training for Kentucky. Use code LEGALCOSTCALC for $10 off.
Kentucky Notary Commission — Cost Summary
| State application fee | $10 |
| Commission term | 4 years |
| Surety bond | $1,000 face value (~$40–$100 to purchase) |
| Exam | Not required |
| Education course | Not required |
| Notary supplies (stamp + journal) | ~$40 |
| Filing office | Secretary of State |
| RON available | No |
| Est. total startup cost | $90–$150 |
Among the most affordable states — $10 filing fee and only a $1,000 bond required.
Source: Secretary of State — Official Kentucky Notary Page ↗
What Can a Kentucky Notary Charge?
Kentucky has no state-set maximum — notaries set their own fees. Typical market rates are $10–$25 per signature. No state maximum. Notaries set reasonable fees with advance notice.
Source: Kentucky Notary Fee Authority ↗
Earn $75–$200 Per Signing as a Kentucky Notary Signing Agent
Once you have your Kentucky notary commission, you can earn serious income as a signing agent at real estate loan closings. Loan Signing System teaches you how to find clients and run a full signing business.
Explore Notary Signing Agent Training →